The Winter Harbor Agency

The Winter Harbor Agency has been helping Downeast Maine residents and businesses protect what matters since 1898. Founded by Bedford E. Tracy in the early days of Winter Harbor, the agency has remained a family business through generations of the Tracy family.

Today, the agency operates from Gouldsboro, providing personal, commercial, and financial insurance services to customers throughout Downeast Maine. Its experienced team works with a range of insurance carriers to help individuals, families, and businesses find coverage suited to their needs.

Personal insurance options include homeowners, auto, life, boat, motorcycle, ATV, and snowmobile coverage. For local businesses, the agency offers commercial insurance for contractors, rental properties, fishing vessels, marinas, and other enterprises that are part of the region's working economy.

The Winter Harbor Agency also offers real estate services, helping buyers and sellers navigate the Schoodic Peninsula and surrounding communities. With deep local roots and firsthand knowledge of the region, its real estate division provides another way for customers to connect with the Downeast Maine community.

More than a century after its founding, The Winter Harbor Agency continues a family tradition of personal service, local knowledge, and helping neighbors prepare for life's uncertainties.